The MPesa Paybill service continues to provide businesses and customers with a seamless way to make and receive payments. It is an efficient cash collection tool that simplifies transactions and ensures timeliness. For 2025, Safaricom has updated its Paybill transaction charges, offering competitive rates to enhance accessibility for users.
Below is a detailed breakdown of MPesa Paybill transaction charges for 2025.
MPesa Paybill Transaction Charges 2025
| Transaction Amount (KES) | Charges (KES) |
|---|---|
| 1 – 49 | 0 |
| 50 – 100 | 0 |
| 101 – 500 | 5 |
| 501 – 1,000 | 10 |
| 1,001 – 1,500 | 15 |
| 1,501 – 2,500 | 20 |
| 2,501 – 3,500 | 25 |
| 3,501 – 5,000 | 34 |
| 5,001 – 7,500 | 42 |
| 7,501 – 10,000 | 48 |
| 10,001 – 15,000 | 57 |
| 15,001 – 20,000 | 62 |
| 20,001 – 25,000 | 67 |
| 25,001 – 30,000 | 72 |
| 30,001 – 35,000 | 83 |
| 35,001 – 40,000 | 99 |
| 40,001 – 45,000 | 103 |
| 45,001 – 50,000 | 108 |
| 50,001 – 70,000 | 108 |
| 70,001 – 250,000 | 108 |
Key Highlights of the Paybill Charges
- Transactions Under KES 100 Are Free: Payments ranging between KES 1 and 100 attract no charges, encouraging small-value transactions.
- Capped Charges for Higher Transactions: Payments above KES 50,000 incur a maximum fee of KES 108, making the service cost-effective for large transactions.
- Simplified Payment Process: The Paybill service ensures fast, secure, and reliable payments for both businesses and customers.
Why Choose MPesa Paybill?
- Convenience: MPesa Paybill eliminates the need for physical cash, enabling seamless transactions anywhere in Kenya.
- Accessibility: With widespread adoption of MPesa, businesses can cater to a large customer base effortlessly.
- Security: Paybill transactions are encrypted and secure, offering peace of mind to both payers and recipients.
As MPesa continues to revolutionize financial transactions in Kenya, understanding these charges allows businesses and individuals to plan and manage their payments effectively. For businesses, the Paybill service remains a cornerstone of efficient and reliable cash collection.
